Term and Conditions


Access to the pages of this website and the content loaded on it is subject to the following terms:


All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to Wise Media Group Inc.

In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial use only.

We may grant permission, with special conditions, for a third party to reproduce news articles; please email for permission PRIOR to republishing. If prior written permission is not granted to reproduce a www.apbankers.net story on an external site, terms will be that only the first 100 words will be reproduced with a link to apbankers.net for the full story and as the source of the article.

The header, stand and copy must be reproduced exactly as published on www.apbankers.net without altering, deleting or editing the content in any way.


www.apbankers.net reserves the right to:

Change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that www.apbankers.net shall not be liable to you for any such change or removal; and

Change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.


The information on this website is provided for convenience as part of the news aggregation service we offer. However, where information originates from outside www.apbankers.net, we cannot accept any liability for its accuracy or content. Visitors who rely on this information do so at their own risk.

www.apbankers.net is not responsible for the contents or reliability of any websites that are linked to our own and does not necessarily endorse the views expressed within them.

Listing shall not be taken as endorsement of any kind. We cannot guarantee that these links will work all the time and we have no control over availability of the linked pages. www.apbankers.net cannot guarantee that your use of the website will be free from error and/or uninterrupted.

Whilst all reasonable effort has been taken to ensure that the pages of the website and material which may be downloaded from the website are free from viruses, the apbankers.net gives no warranties that they are virus-free and users are responsible for ensuring that they have installed adequate virus-checking software.


The Website is provided on an "AS IS" and "AS AVAILABLE" basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

To the extent permitted by law, www.apbankers.net will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.

www.apbankers.net makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of www.apbankers.net for death or personal injury as a result of the negligence of www.apbankers.net or that of its employees or agents.


The names, images and logos identifying the apbankers.net third parties and their products and services, are the proprietary marks of the www.apbankers.net, and/or third parties.

Duration & Right to Cancel

All subscriptions, once purchased, will terminate on the last day of the subscription period, be that one year or more unless renewed by the subscriber.

Either party may terminate their subscription on the anniversary of the initial purchase of the subscription/s by giving the other 30 days' prior notice by post or email of such termination.

You have the right to cancel the contract at any time up to the end of TEN working days from the date that the contract was agreed between us. However, you will NOT be eligible for a refund after the TEN day period has elapsed.

To exercise your right of cancellation, you must contact us giving details of the services subscribed to. Once you have notified us that you are canceling the contract and if you are entitled to cancel the contract in accordance with these terms, we will refund you within 30 days any sum that has been paid by you or debited from your credit card as payment for services.

You may terminate your subscription/s at any time, but no refund of any fees already received by us for the services will be due to you in the event of such termination.

Privacy policy

If you send us information about yourself from this site, unless we state otherwise, we will not use this information other than to answer your query or for the purpose made explicit. We may keep a record of your enquiry to help us develop our services. If you ask to join our mailing list, we may send you information about the apbankers.net , or contact you about our business from time to time.

www.apbankers.net subscriptions are operated by Wise Media Group Inc whose registered office address is:

WiseMedia Group Inc
32 Ranger Street
Las Pinas
Metro Manila,


These terms may be varied from time to time. Please ensure that you review these terms and conditions regularly as you will be deemed to have accepted a variation if you continue to use this site after any variation has been posted. copyright Wise Media Group Inc 2006-2015

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